Life Insurance with Long-Term Care Benefits

Discover life insurance

That can give you options. Use it during your lifetime to help pay for care in your home, care in a facility, or other long-term care services. If you don’t need care, you can access the cash value during your life or make the death benefit part of your financial legacy.

 

Annuities with Long-Term Care Benefits

ltc-puzzle-(1) Invest in a fixed annuity

To efficiently use the assets you have earmarked for long-term care. Use the annuity’s value to cover your first few years of care, then protect yourself beyond that with an optional coverage extension*. Access to the long-term care benefits can even be income tax-free.

WHAT WE OFFER

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  • Medicare

    Don’t spend your golden years worrying about insurance. With a Medicare Supplement policy, you’re free to go to any doctor, specialist or hospital in the country that is Medicare-approved without having to worry about referrals.

  • Health Insurance

    Great health insurance is important for everyone, regardless of vitality or medical history. We will assist you in finding an affordable health insurance plan on or off the state health insurance exchange. We are Covered CA certified.

  • Life Insurance

    Many alternatives are available in the financial wealth transfer marketplace. But only a life insurance policy can fully guarantee the death benefit of your choice, including the many benefits available during your lifetime.

  • Real Estate

    Knowing what your home is worth is your first step to selling it. I perform a comparative market analysis, finding out what other homes in your community are worth, so we can get you the best price possible!

  • Dental/Vision

    Don’t spend your golden years worrying about insurance. With a Medicare Supplement policy, you’re free to go to any doctor, specialist or hospital in the country that is Medicare-approved without having to worry about referrals.

  • Retirement Planning

    People today must deal with the challenges the economy presents at the same time they take on greater responsibility for their own retirement security. Because we now living longer lives, we can spend more time in retirement than out parents did.

  • Identity Theft

    The demand for identity theft benefits are high as news stories about data breaches are on the rise. Your clients and employees need to be aware that more than just their credit card and money can be compromised.