Individual Health Coverage

Choosing the right health insurance for you and your family is an important decision. We understand, and we want you to feel confident in your choice. Let us help you find the insurance plan that’s right for you whether they are “on” or “off” the health exchange.

Covered California™ | The Official Site of California’s Health Insurance Marketplace

 

Employer Group Coverage 

What are your business needs in a health insurance plan? Consider the following:

Who will be covered?

Consider the needs of your employees and their dependents to find a plan that will suit the diverse medical and financial needs of the group.

How much cost sharing can you afford?

Premiums for small business health insurance are paid by the employees and the employer. Make sure to consider how much cost sharing makes sense for your business.

What kinds of benefits are important for you and your employees?

While federal privacy laws prohibit employers from inquiring about employees medical history, it’s important to ask your employees which types of benefits are important to them.

WHAT WE OFFER

MORE SERVICES

  • Medicare

    Don’t spend your golden years worrying about insurance. With a Medicare Supplement policy, you’re free to go to any doctor, specialist or hospital in the country that is Medicare-approved without having to worry about referrals.

  • Life Insurance

    Many alternatives are available in the financial wealth transfer marketplace. But only a life insurance policy can fully guarantee the death benefit of your choice, including the many benefits available during your lifetime.

  • Real Estate

    Knowing what your home is worth is your first step to selling it. I perform a comparative market analysis, finding out what other homes in your community are worth, so we can get you the best price possible!

  • Long Term Care

    It’s difficult for working adults to imagine a time when they might need long-term care: it seems so far off. But while age necessitates this care for many, millions of Americans under the age of 65 need it as the result of a debilitating disease or injury.

  • Dental/Vision

    Don’t spend your golden years worrying about insurance. With a Medicare Supplement policy, you’re free to go to any doctor, specialist or hospital in the country that is Medicare-approved without having to worry about referrals.

  • Retirement Planning

    People today must deal with the challenges the economy presents at the same time they take on greater responsibility for their own retirement security. Because we now living longer lives, we can spend more time in retirement than out parents did.

  • Identity Theft

    The demand for identity theft benefits are high as news stories about data breaches are on the rise. Your clients and employees need to be aware that more than just their credit card and money can be compromised.