Joe H. Flores, JD, MBA has enjoyed 26 years of service in helping others in the health and life insurance industry. As the principal of Flores & Associates Insurance Services, Inc., Joe assists individuals and employers with their health & life insurance options. As an independent agent, Joe represents numerous insurance plans and offers a variety of choices in plan selection and strategies for Medicare, Affordable Care Act (ACA) and Life Insurance options. Joe met his wife Dina of 24 years at Long Beach State University, where he earned his BS in Business Marketing and Management. Soon after relocating to Roseville in 1994, Joe worked for Foundation Health and then Health Net as a Medicare Sales Agent. After earning his MBA from National University, Joe served Western Health Advantage as their Medicare Operations Manager. Joe decided to continue his formal education and in 2005 earned his Juris Doctor from Lincoln Law School of Sacramento. Studying law has assisted Joe in keeping his clients and agents informed of healthcare legislation and industry market changes. With his son Paul (20), John (15) and daughter Ruby (13) participating in various activities including Lacrosse, Baseball and Scouts, Joe and Dina love the time spent supporting and encouraging their children. Joe believes in giving back and serving the community and is active as a Board Member of both the Roseville Host Lions Club and the Roseville Area Chamber of Commerce. CA License number #0C47455

Also licensed in:

Arizona, Colorado, Florida, Hawaii, Idaho, Illinois, Kansas, Maine, Missouri, Montana, Nevada, New Mexico, North Carolina, Ohio, Oregon, South Dakota, Texas, Utah, Washington, Wisconsin and adding more…

Roseville Press Tribune

Best of the Best Insurance Agency 2020

ABOUT ME

Joe Flores has enjoyed 26 years helping others in the health and life insurance industry …

TESTIMONIAL
  • Caring About The Young Minds

    Thank you for caring about the young minds. You will be giving them a chance to grow… The love of reading has lasted me lifetime.

    N. SIMONI
  • I TRUST HIM WITH MY FAMILY . . .

    “Joe saved me bundles per month, I trust him with my family healthcare coverage.”

    L. DICKINSON
  • A TRUE MASTER OF HIS CRAFT

    “I owe a huge thank you to Joe for helping me out with my health insurance! He walked me through a confusing process and made it simple and clear. Not only was he super knowledgable about every angle, he found me a plan that was easy to understand and more affordable than anyone else! I cannot truly express my gratitude for what Joe was able to do for me and my family! A wonderful man who is a true master of his craft. Thanks a million Joe!”

    N. SIMONIB. BRILEY
  • TAKE AWAY THE STRESS FROM INSURANCE

    “We appreciate everything you do! You are a big part of our recovery. You take away the stress of the insurance issues, which are such a large part of this.”

    F. BOSTON