Roseville-Best-of-the-Best-2020--2021
Services

WHAT WE OFFER

  • Medicare

    Don’t spend your golden years worrying about insurance. With a Medicare Supplement policy, you’re free to go to any doctor, specialist or hospital in the country that is Medicare-approved without having to worry about referrals.

  • Health Insurance

    Great health insurance is important for everyone, regardless of vitality or medical history. We will assist you in finding an affordable health insurance plan on or off the state health insurance exchange. We are Covered CA certified.

  • Life Insurance

    Many alternatives are available in the financial wealth transfer marketplace. But only a life insurance policy can fully guarantee the death benefit of your choice, including the many benefits available during your lifetime.

  • Real Estate

    Knowing what your home is worth is your first step to selling it. I perform a comparative market analysis, finding out what other homes in your community are worth, so we can get you the best price possible!

  • Long Term Care

    It’s difficult for working adults to imagine a time when they might need long-term care: it seems so far off. But while age necessitates this care for many, millions of Americans under the age of 65 need it as the result of a debilitating disease or injury.

  • Dental/Vision

    Don’t spend your golden years worrying about insurance. With a Medicare Supplement policy, you’re free to go to any doctor, specialist or hospital in the country that is Medicare-approved without having to worry about referrals.

  • Retirement Planning

    People today must deal with the challenges the economy presents at the same time they take on greater responsibility for their own retirement security. Because we now living longer lives, we can spend more time in retirement than out parents did.

  • Identity Theft

    The demand for identity theft benefits are high as news stories about data breaches are on the rise. Your clients and employees need to be aware that more than just their credit card and money can be compromised.

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Today

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Joe H. Flores, JD, MBA has enjoyed 26 years of service in helping others in the health and life insurance industry. As the principal of Flores & Associates Insurance Services, Inc., Joe assists individuals and employers with their health & life insurance options. As an independent agent, Joe represents numerous insurance plans and offers a variety of choices in plan selection and strategies for Medicare, Affordable Care Act (ACA) and Life Insurance options. Joe met his wife Dina of 24 years at Long Beach State University, where he earned his BS in Business Marketing and Management. Soon after relocating to Roseville in 1994, Joe worked for Foundation Health and then Health Net as a Medicare Sales Agent.

ABOUT ME

Joe Flores has enjoyed 26 years helping others in the health and life insurance industry …

TESTIMONIALS
  • A TRUE MASTER OF HIS CRAFT

    “I owe a huge thank you to Joe for helping me out with my health insurance! He walked me through a confusing process and made it simple and clear. Not only was he super knowledgable about every angle, he found me a plan that was easy to understand and more affordable than anyone else! I cannot truly express my gratitude for what Joe was able to do for me and my family! A wonderful man who is a true master of his craft. Thanks a million Joe!”

    B. Briley
  • Caring About The Young Minds

    Thank you for caring about the young minds. You will be giving them a chance to grow… The love of reading has lasted me lifetime.

    N. SIMONI
  • I TRUST HIM WITH MY FAMILY . . .

    “Joe saved me bundles per month, I trust him with my family healthcare coverage.”

    L. DICKINSON
  • TAKE AWAY THE STRESS FROM INSURANCE

    “We appreciate everything you do! You are a big part of our recovery. You take away the stress of the insurance issues, which are such a large part of this.”

    F. BOSTON

LOOKING FOR HELP? WE ARE HERE TO HELP YOU.