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ABOUT

Joe H. Flores, JD, MBA has enjoyed 24 years of service in helping others in the health and life insurance industry. As the principal of Flores & Associates Insurance Services, Inc., Joe assists individuals and employers with their health & life insurance options. As an independent agent Joe represents numerous insurance plans and offers variety of choices in plan selection and strategies for Medicare, Affordable Care Act (ACA) and Life Insurance options. Joe met his wife Dina of 22 years at Long Beach State University, where he earned his BS in Business Marketing and Management. Soon after relocating to Roseville in 1994, Joe worked for Foundation Health and then Health Net as a Medicare Sales Agent.

After earning his MBA from National University, Joe served Western Health Advantage as their Medicare Operations Manager. Joe decided to continue his formal education and in 2005 earned his Juris Doctor from Lincoln Law School of Sacramento. Studying law has assisted Joe in keeping his clients and agents informed of healthcare legislation and industry market changes. With his son Paul (17), John (12) and daughter Ruby (10) participating in various activities including Lacrosse, Baseball and Scouts, Joe and Dina are loving the time spent supporting and encouraging their children. Joe believes in giving back and serving the community and is active as President of the Roseville Host Lions Club and is on the Roseville Chamber of Commerce Ambassador team.

Understanding
100%
Personal
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Informative
100%
Family Oriented
100%
Humor
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